

The fundraising strategy has been designed to attract multiple types of parties such as early-stage institutional supporters, (Roca X & Smart Impact Capital) business angels and strategic partners. IFactor is a startup founded in 2016 that specializes in digital SME financing solutions. The company operates on the Romanian market and aims to extend its operations into the UK in 2021. It is currently developing both its existing and new products such as iFactor Pure Analytics (credit risk scoring based on alternative data), iFactor Advanced KYC (blockchain-based KYC) and iFactor Setl (an optimized payment and disbursement engine based on Open Banking and PSD2 licences). These new products will further grow the company’s versatility, allowing them to both create a new alternative financing market for SMEs and giving the ability aid legacy financial institutions such as banks to better serve SMEs.CNIB Lake Joe Year in Review 2021-22 - ua.pdfĬNIB Lake Joe is on land which is the traditional territory of the Anishinaabek (Ojibwe, Pottowattami, and Odawa) people.


The Anishinabek still regard these lands as the hunting grounds, medicine areas, and gathering places, related to them through oral history passed down for generations. Other Indigenous Nations have come to occupy this land such as the Haudenosaunee (Ho-deh-no-show-nee) and the Metis Nation. We are grateful for the opportunity to meet here and we thank all the generations of people who have taken care of this land for thousands of years. The CNIB Lake Joe property was originally on an old Canadian National Railway/Steamship line. Today, the boat dock is located where historic steamships departed to sail on Lakes Joseph, Rosseau, and Muskoka.
